Syllabus For The Subject MODERN BANKING LAW AND PRACTICE

UNIT - 01

MODERN BANKING - ORIGIN - DEFINITIONS - IMPORTANCE - FUNCTIONS OF BANKS

UNIT - 02

CLASSIFICATION OF BANKS - COMMERCIAL BANKS - INVESTMENT BANKS - EXCHANGE

BANKS - COOPERATIVE BANKS - LAND DEVELOPMENT BANKS - SAVINGS BANKS -

CENTRAL BANKS

UNIT - 03

EVALUATION OF BANKING - INVESTMENT POLICY OF A BANK - LIQUIDITY - SAFETY -

PROFITABILITY

UNIT - 04

BANKER AND CUSTOMER - MEANING AND DEFINITION - RELATIONSHIP BETWEEN THEM -

GENERAL AND SPECIAL RELATIONSHIP

UNIT - 05

FUNCTION OF BANKER - IMPORTANCE - RIGHTS AND DUTIES OF A BANKER

UNIT - 06

VARIOUS TYPES OF DEPOSIT ACCOUNTS - OPENING OF AN ACCOUNT IN A BANK -

TYPES OF ACCOUNTS - SPECIAL TYPES OF CUSTOMER ACCOUNTS - JOINT ACCOUNT -

EXECUTORS - ADMINISTRATORS

UNIT - 07

PARTNERSHIP FIRM - JOINT STOCK COMPANIES - CLUBS - TRUSTEES - CLOSURE OF

ACCOUNTS.

UNIT - 08

DEFINITION - CHARACTERISTICS OF NEGOTIABLE INSTRUMENTS - TYPES -

CLASSIFICATION - SPECIAL PARTIES TO A NEGOTIABLE INSTRUMENT

UNIT - 09

CHEQUE - BILLS OF EXCHANGE AND PROMISSORY NOTE - FEATURES - ACCEPTANCE,

ENDORSEMENT CROSSING - TYPES OF CROSSING AND ENDORSEMENTS.

UNIT - 10

LOANS AND ADVANCES - LENDING POLICIES - FORMS OF ADVANCES - LOAN

OVERDRAFTS - CASH CREDIT - SECURED ADVANCES - GENERAL PRINCIPLES

UNIT - 11

BIVARIOUS MODES OF CREATING CHARGE - LIEN - PLEDGE - HYPOTHECATION -

MORTGAGE - ADVANCE AGAINST COLLATERAL SECURITIES

UNIT - 12

DOCUMENTS - BILL OF LADING - RAILWAY RECEIPTS